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Membership Agreement

This membership agreement is between National Foundation On Restoring Credit (hereinafter referred to as NFORC) whose principle business address is 1200 Abernathy Road, 600 Northpark Town Center, 17 th Floor- Suite 1700, Atlanta. GA. 30328 and the undersigned, (hereinafter referred to as MEMBER) is for the expressed purpose of enrolling MEMBER into NFORC.

Term : The term of the membership shall be for ONE year.

Purpose: The MEMBER desires to become enrolled into the NFORC program. NFORC agrees to extend to MEMBER all of the benefits as printed in the NFORC Member Benefit Guide (hereinafter referred to as SERVICES).

Services: MEMBER acknowledges that a third party frequently facilitates SERVICES. That being the case, it may become necessary for the service offering to change from time to time as NFORC continually strives to seek out the SERVICES that best meet the MEMBERS needs in accordance with the mission of NFORC. Many of the NFORC Member Services are provided at no additional charge. A few have modest fees to help cover costs (or) to comply with State and Federal Law. (Example: an attorney fee of $5 per deleted or corrected item per credit report and is to be paid directly to the ATTORNEY AFTER THE MEMBER IS NOTIFIED OF THE RESULTS BY THE CREDIT BUREAUS.

Membership Types & Fees (*Choose the type of membership you desire*)
Individual Membership An individual may enroll as an NFORC member the initial investment of only $195, followed by 6 monthly investments of $175 each, set on comfortable dates approximately 30 days apart. (Or) receive a $250.00 Cash Discount by taking care of your membership in a lump sum of only $995.
Family Membership A spouse may be added to an individual membership for ½ price. Therefore, a family (husband & wife) may enroll as NFORC Members with an initial investment of only $295, followed by 6 monthly investments of $250 each, set on comfortable dates approximately 30 days apart (Or) receive a $300 Cash Discount by taking care of the family membership in a lump sum of only $1495. Please complete spouses information on the reverse side of this membership agreement.

Member Must Fill in Completely or Application Will be Delayed

First Name: Last Name:
Middle Name: SSN#
Mailing Address: DOB:
Day Phone: Evening Phone:
E-mail    
Residence Address: Previous Address

NFORC offers two payment options for both Individual or Family plans: Choose Only One Plan

Individual Payment Plan   

Member agrees to make an initial investment of $195.00 followed by six (6) monthly investments of $175. Monthly investments shall be paid on ( choose 5 th or 15 th ) of each month with the first monthly investment to be paid on / /2005.

Individual Cash Discount Plan

Member agrees to make a one time payment of $995.00 to pay in full a one year membership.
Member agrees to make a one time payment of $1495.00 to pay in full a one year membership for member, member’s spouse, and any dependant child between ages of 18-23 yrs old.
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Right to Cancellation: MEMBER may cancel this membership agreement without penalty or further obligation at any time before midnight of the fifth (5th) business day after the date on which you signed the membership agreement. See the NOTICE OF CANCELLATION form in your NFORC Member Benefits guide for an explanation of this right.

 

Liability: With regard to SERVICES by NFORC or its affiliates, NFORC shall not be liable to member for any acts or omissions in the performance of SERVICES except when the acts or omission are due to willful misconduct or gross negligence. MEMBER shall hold NFORC and its affiliates harmless from any obligations, costs, claims, judgments, attorneys’ fees and attachments arising from or growing out of SERVICES rendered, except if NFORC is adjudged to be guilty of willful misconduct or gross negligence by a court of competent jurisdiction.

NFORC 1200 Abernathy Road, 600 Northpark Town Center,

17 th Floor-Suite 1700, Atlanta, GA. 30328